Topeka Foreclosure Defense Attorney
Get Expert Assistance from a Foreclosure Defense Attorney in Kansas
While a foreclosure can seem daunting, you still retain the ability to fight it and maintain your house. If you are behind on your mortgage payments, bankruptcy may be a means of keeping your home from being foreclosed on by initiating an automatic stay.
When you fall behind on your payments, speak with our Topeka bankruptcy attorney to learn about your options for fighting foreclosure.
How Our Topeka Foreclosure Defense Team Can Assist You
Garrett Law LLC has been helping Kansas families stay in their homes and get out from under their crushing debt for more than a decade.
We practice bankruptcy law exclusively because we understand how important sound finances are and what can happen when a family becomes trapped in paying off extreme debt.
Garrett Law LLC offers personalized solutions to financial problems and experienced legal advice to those suffering from unwieldy and unmanageable debt.
Get in touch with an experienced foreclosure attorney in Topeka by calling (888) 253-4526 or completing our online form.
Explore Your Foreclosure Options in Topeka
Facing foreclosure can be overwhelming, but it's important to know that you have options. Our experienced Topeka foreclosure defense attorney can help you understand your rights and explore potential solutions to stop foreclosure and protect your home.
Some potential options to consider include:
- Loan modification: Discussing with your financial institution to change the conditions of your loan, like reducing the interest percentage or lengthening the repayment timeline.
- Short sale: Marketing your property at a price lower than the outstanding mortgage balance, with the consent of the lender, as a strategy to prevent foreclosure.
- Forbearance: Temporarily pausing or reducing mortgage payments due to financial hardship, with the agreement to catch up on payments later.
- Bankruptcy: Exploring the option of filing for bankruptcy to stop foreclosure and restructure debt.
Our empathetic lawyers at Garrett Law LLC are committed to guiding you through the foreclosure procedure and identifying the most suitable solution for your circumstances. We encourage you to contact us for a discussion about your potential courses of action and to take assertive measures to safeguard your residence.
Steps to Stop Foreclosure in Kansas
There is hope of avoiding foreclosure or even stopping the process before your house makes it to a Sherriff’s Sale. Filing bankruptcy can give you the power to save your home if you have fallen behind in making payments on your home mortgage.
By filing for bankruptcy you have an automatic stay that goes into effect, this stops or may halt pending Sheriffs Sales and can also stop foreclosure processes. It is important to consult with a foreclosure lawyer in Topeka to find the best options for you.
Read Our Reviews
Real Stories From Clients Who Found Financial Freedom
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"A delight to work with!"The group in this office were a delight to work with. If I had a question and called the office which ever one of the group answered the phone they were always answered my question and believe when you are a Senior you have a lot of dump question. I have never worked with a nicer group of people- D.C.
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"Garrett Law is amazing!"Garrett Law is amazing! Very professional, kind and educated staff. Going into a bankruptcy is never easy for anyone. I had a very dear friend recently go through it, and used Garrett Law. It was very frustrating and the unknown for him was fearful. After his first visit with them, all of that was lifted off his shoulders. From the pleasant greeting at the receptionist desk, to the legal paperwork, everything was handled with great care. He was never once judged nor looked down upon. They are all truly there to make peoples life better, and they show you how! He is more responsible now, less stressed. It is sooooo great to see that my friend is back and happy! I know he will forever be grateful for all they have done for him and his future.- L.R
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"Very calm, informed and easy to understand"I simply had a question regarding an investment property I had and what would be my best solution to a problem as it was becoming more and more of a financial burden. Shannon answered my questions and pointed me in a better suited direction. Very calm, informed and easy to understand. He did not try to get me to agree to services I didn't need rather helped how he could and offered his assistance should I need it in the future.- D.H
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"We had a wonderful experience with Garrett Law!"We had a wonderful experience with Garrett Law! Definitely would recommend. Mr Garret and his staff are very knowledgeable and caring definitely make the process easy and painless! Highly recommend- B.H.
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"Highly recommend them!!"Absolutely enjoyed working with Garrett Law, him and his staff were wonderful through the process and very knowledgeable.- B.H.
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"Goes above and beyond to provide great value for clients"Shannon Garrett is my go to referral for Bankruptcy Cases in Topeka. He really goes above and beyond to provide great value for clients. Anyone who chooses Shannon to represent them has made a great choice.- J.J
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"I was treated with dignity and respect and it really helped me to learn to hold my head up high."Shannon and his staff made something that is extremely stressful, much less stressful. I was treated with dignity and respect and it really helped me to learn to hold my head up high. Thank you, Shannon and staff for helping me get back on the road to financial independence.- R. F.
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"We are now on our way to being home owners slowly but surely!"I am very fortunate to have met Mr.Garrett, three years ago I felt so hopeless every time I thought about all the medical bills I owed & how this would affect my future.- J.W.