Bankruptcy Attorney in Topeka, KS
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Chapter 7

Topeka Chapter 7 Bankruptcy Lawyer

Rebuilding Credit & Restoring Lives for 10+ Years. Call (888) 253-4526

Our team at Garrett Law LLC knows how difficult times can be when the economy takes a downturn. For the working and middle class, the struggle can be particularly hard on their families. If you are facing significant debt that you are struggling to make even minimum payments on, there is hope. Filing for Chapter 7 bankruptcy is not a sign of defeat – it is a way to find the relief, hope, and peace of mind that you've been searching for!

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What Sets Our Firm Apart?

  • We are backed by more than a decade of experience.
  • We solely practice bankruptcy.
  • We put an immediate stop to collection activity & creditor harassment.
  • We provide you with the personal attention your case deserves.

Speak with our Topeka lawyer about whether Chapter 7 bankruptcy is right for you. We offer free case evaluations - call (888) 253-4526 to learn more.

What is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is also known as liquidation bankruptcy. This process eliminates all unsecured debt and may allow you to keep other types of secured debt, including a car loan or a mortgage. But not everyone will qualify for Chapter 7 bankruptcy. For an individual to be eligible, he or she must pass the Chapter 7 bankruptcy means test, which measures your family's household income with the state median. Only families with household incomes less than the median will be allowed to file.

Our firm is ready to guide you through the Chapter 7 bankruptcy process, which includes:

  • Meeting with our firm for a comprehensive consultation to gather creditor and collection agency information and all necessary paperwork
  • Completing pre and post filing counseling classes
  • Filing the bankruptcy with the right court
  • Scheduling and attending creditor meetings
  • Protecting you against creditor harassment
  • Planning out your finances for life after bankruptcy

The moment you file for bankruptcy, creditors and collection agencies are required by law to stop harassing you with phone calls and letters. For the fresh start you have been looking for, retain a knowledgeable attorney to make the Chapter 7 bankruptcy process much simpler and less intimidating.

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Don't believe the bankruptcy myths that creditors want to tell you! Learn the real facts here.

The Difference Between Chapter 13 and 7 Bankruptcy

While Chapter 13 bankruptcy can allow you to restructure and create a payment plan for certain debts while also providing you protection from the bankruptcy court, this more elaborate process may not be right for you or your situation. This type of bankruptcy still involves paying off past debts, albeit over a longer period of time. Chapter 7 bankruptcy can allow for certain dischargeable debts like credit card bills, medical bills, back rent from an old lease, etc. to be completely dismissed.

Read more about Chapter 7 Bankruptcy here

Schedule a Free Case Review with Our Chapter 7 Attorneys in Topeka, KS!

Our Topeka Chapter 7 bankruptcy lawyers offer consultations both over the phone and in person, and evening and weekend appointments are available for your convenience. We are prepared to set you up for a brighter, more fruitful financial future. To obtain counsel from an experienced Topeka bankruptcy attorney, contact Garrett Law LLC.

For a completely free, no-obligation initial consultation on whether filing for  Chapter 7 is right for you, call us today at (888) 253-4526.

Relax – We Got this.

Five Things You Need to Know
  • Bankruptcy Works

    Every year we file for hundreds of families just like yours.

  • You can stop Collection Activity.

    The day you file, creditors have to back off. Period

  • You can get rid of most of your debts.

    Credit cards, medical bills, and other debts are erased.

  • You can keep your property.

    Almost all your property is protected by exemption statutes.

  • We are Here to Help.

    With the information you need, at a comfortable level of detail.