Bankruptcy Services in Kansas
Helping Clients Find Their Path To Financial Recovery
Are you behind on your mortgage? Do you feel you can never pay off your overwhelming credit card debt? Do you owe back taxes? If any of these questions pertain to you, bankruptcy can help you achieve the debt relief you desperately need! Our Topeka bankruptcy attorneys can help you build a better foundation to start on the right foot.
Our experienced team has helped hundreds of individuals throughout the heartland reach some financial peace of mind for over ten years. Our experienced Topeka attorneys can provide the compassionate guidance you deserve to resolve your debt difficulties in a timely manner. We have a reputation for finding effective solutions for those who come to us.
Call Garrett Law LLC today at (888) 253-4526 or contact us online to learn more about bankruptcy in Kansas!
Understanding the Different Types of Bankruptcy
Bankruptcy can be a daunting process, but it's essential to understand that different types of bankruptcy may be applicable depending on your unique financial situation. At Garrett Law LLC, our experienced Topeka attorneys can guide you through the various options and help you determine the best course of action. Some of the most common types of bankruptcy include:
- Chapter 7: Also known as "liquidation" bankruptcy, Chapter 7 involves the sale of non-exempt assets to pay off creditors. It is typically recommended for individuals with limited income and few assets.
- Chapter 13: This type of bankruptcy involves creating a repayment plan over three to five years to pay off creditors. It is often recommended for individuals with a steady income and significant assets.
Our team will work with you to determine which type of bankruptcy is the most appropriate for your situation and guide you through the process every step of the way. Contact Garrett Law LLC today for a free, confidential case evaluation.
Frequently Asked Questions
Common Questions Clients Ask About Debt Relief
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 888-253-4526 today!
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I Want To Find Out More. What Do I Do?
If you are a Kansas resident, we invite you to call our office anytime. Over the phone, we can make a basic evaluation of your finances and give you some general guidelines about what to do next. If you like, you can also fill out a basic form that we will review before we call you back. This will help us give you information about the issues you consider to be most important.
We do not push you to bankruptcy – a filing you later regret will not do anyone any good. Rather, our goal is to get you informed about all your options.
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How Can I Make A Good Decision?
This goes beyond gathering your bills together. You also need to know the right questions to ask. If you ask the right questions, you can prioritize your issues, and identify the most important goals upon which you must focus.
We know you are confronted with tremendous short-term financial problems. Every day we see paycheck garnishments, collection pressure, and court dates grinding our families down. Your short-term debt problems may be keeping you from focusing on your long-term financial goals.
Perspective is key, and that can only be provided by someone outside the thick of the battle. This is where a consultation with a financial professional can save you time and aggravation.
The most successful clients focus on the long terms and well as the short term. Where do you want to be in five years? We can show you where bankruptcy fits into your lifetime goals. And you will be much more motivated to keep your day-to-day financial discipline, and really make the bankruptcy work for you, if you have a clear vision for the future.
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How Do I Handle Feeling Like I Failed?
You were confronted with a financial problem bigger than you were.
It may have been one or any combination of the following:
- An illness
- A job loss
- A financial emergency
Chances are, you had to cover these expenses with credit cards or payday loans. Divorce, depression, gambling addiction – mental stress can easily lead to bad decisions. This is human. We promise you, whatever led you to our door, we have heard worse. We are here to listen and to help. Think of this as Day One of your financial comeback.
Don’t be afraid to consider bankruptcy as an option. Bankruptcy offers hope. It clears debt and puts you under the protection of the Federal court. It allows you to think beyond your next paycheck, court hearing, or collection call. It can help you focus on the most important issue — the financial future of you and your family. Stay Positive, and do not give up. There is life after debt. We file for hundreds of families every year. This process works. Do not be intimidated. We are here to help, every step of the way.
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What Do I Need To Know Right Now?
- Bankruptcy works. Every year we file for hundreds of families just like yours.
- You can stop collection activity. The day you file, creditors have to back off. Period.
- You can get rid of most of your debts. Credit cards, medical bills, and other debts are erased.
- You can keep your property. Almost all your property is protected by exemption statutes.
- We are here to help. We have the information you need, at a comfortable level of detail.
What Sets Us Apart
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We Can Stop Garnishments Cold
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We Can Get Your Utilities Turned Back On
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We Can Lower Your Title Loan Payments
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We Can Help Save Your House From Foreclosure
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Facing foreclosure in Kansas?Get the expert legal support you need from a dedicated foreclosure defense attorney who will protect your rights and fight for your home.Protect Your Home
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Stand Up to Aggressive CreditorsShield yourself from aggressive creditors with trusted legal guidance that puts your rights and financial peace first.Find Out More
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Facing Wage Garnishment?Get the legal protection you need to stop deductions and regain control of your financial future.Protect Your Paycheck